Last Updated: June 19, 2026
By accessing and using this website and our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.
We provide financial management consulting services including financial planning, investment strategy, debt management, retirement planning, tax efficiency planning, and business financial advisory. Our services are educational and consultative in nature.
When you book a consultation, you agree to pay the stated fee for the selected service. Payment terms will be communicated during the booking confirmation process.
If you need to cancel or reschedule your consultation, please provide at least 24 hours notice. Cancellations with less notice may incur fees.
Failure to attend a scheduled consultation without prior notice will be treated as a completed session, and no refund will be provided.
The information and guidance provided through our services are for educational and informational purposes. They should not be construed as:
As a client, you are responsible for:
All content on this website, including text, graphics, logos, and software, is the property of fjord-elk or its content suppliers and is protected by UK and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
When using our website and services, you agree not to:
Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:
To the fullest extent permitted by law, fjord-elk shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
Our total liability shall not exceed the amount you paid for the specific service in question.
You agree to indemnify and hold harmless fjord-elk, its employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.
Your use of our services is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your personal information.
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Accessing them is at your own risk.
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We are not liable to you or any third party for any such modifications or discontinuations.
We may update these Terms of Use periodically. Changes will be posted on this page with an updated revision date. Continued use of our services after changes constitutes acceptance of the modified terms.
These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and fjord-elk regarding use of our services.
For questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: 42 Wellington Street, Leeds LS1 4HZ, United Kingdom